It's that time of year again. Open Enrollment for Affordable Care Act health insurance plans begins November 1, 2015 and ends January 31, 2016. This article provides information for those who do not currently have insurance, those who are on an Affordable Care Act plan, and those who...
Executing a will is often the last thing any of us wants to do. After all, who wants to think about our own death? In addition, the cost of paying lawyers to draw up the documentation seems prohibitive to many. However, in the event that the...
Employers who sponsor group health plans which include prescription drug coverage are required to provide all Medicare-eligible personnel with Part D creditable coverage notification before October 15th. Creditable coverage means that, on average, the coverage will pay as much as the standard Medicare prescription drug coverage. This written notice...
All employers offering a fully-insured health plan to their employees, should be receiving or should have received an MLR rebate check for distribution. There are few easy ways to calculate and disperse these funds. Please note, you are required to do this within 90 days of...
All too often, families don't think to purchase life insurance for a stay-at-home mom or dad who is not the bread-winner in the family. If the unthinkable happens, the family is left to deal with a tremendous loss, while also struggling to make ends meet...
Recent studies suggest that acts of kindness towards others make the giver happier, while also increasing their longevity! A study at the University of North Carolina found that participants who practiced daily mental goodwill meditations, aimed towards themselves and others, experienced increased joy, hope, amusement, and...
Traveling by plane has become increasingly complicated in the last few years. More restrictions, increased fees, and increased security can lead to stress and frustration that can detract from vacations and business trips alike. Here is a checklist of helpful travel tips for flying to...
How much life insurance is enough? If something happens to a provider in your family, will the survivors be able to maintain a comfortable lifestyle? Or, will they be forced to scramble and scrimp in order to make ends meet? All too often, individuals have settled...
We recently came across an article at Complete Health and Happiness that explored the many reasons to drink warm water with lemon in the morning. While we had heard many of these benefits before, this article was especially thorough and convincing. Here are six of our...
Tax laws keep getting more and more complicated, and the ever-changing Affordable Care Act certainly hasn't helped. As the filing deadline approaches, here are five simple tax tips to help you maximize your refund and protect your private information: Use an intuitive filing program or hire...