It’s common for there to be confusion for patients around what is and isn’t covered under the Affordable Care Act. Wellness Exams are supposed to be covered, but if you or your doc don't have bloodwork done with the exam, it is not covered. Please note...
Did you know that you can have a short-term health plan? For one year, a short-term health plan can be an option. This is perfect for those who missed the open enrollment deadline or didn't like the high prices of Obamacare health insurance. You can look at...
Employers who sponsor group health plans which include prescription drug coverage are required to provide all Medicare-eligible personnel with Part D creditable coverage notification before October 15th. Creditable coverage means that, on average, the coverage will pay as much as the standard Medicare prescription drug coverage. This written notice...
Chances are, you've heard a lot of talk about "minimum essential coverage" and the "individual mandate," but the talk is often politically charged and filled with opinion, rather than fact. The following post will help clear up any questions you may have regarding what's required...
In the past, a Certificate of Creditable Coverage (COCC) was required when an individual changed employers and was enrolled in the new employer's health care plan. The COCC ensured that the individual would enjoy continuous coverage of any pre-existing conditions, without being subjected to a...
It's a busy time of year here at the Exact Insure office! With healthcare Open Enrollment, there are many questions to be answered. While we love talking to each of our clients individually, we thought that many people out in the internet sphere might benefit...
It's that time of year again. Open Enrollment begins November 15th - just one week away - and ends February 15th, 2015. Here's a quick summary of what you need to know beforehand. Specific information is provided for those who do not have a health care plan,...