As health costs and insurance prices have increased in recent years, many employers have turned to Limited Fixed Indemnity Benefit Plans. These tailored plans were designed for employees who cannot afford high deductibles or the cost of comprehensive medical insurance. Prices of these plans range from $50 – $150 per employee and can be completely customized for the employers budget and needs. Recent upgrades to these products allow large employers to avoid penalties mandated by the Affordable Care Act while staying within a price range both the employer and employee can afford.