Last week, we took a look at Ten Simple Steps to Winterize Your Home. This week, as we continue to brace ourselves for the upcoming winter, we'll share some tips for preparing your car for cold weather. Most of this is common sense for experienced drivers,...
Cooling temps, changing leaves, candy corn, and pumpkins herald more than just Halloween. Winter is coming, close on it's heels. Time to ask the question: Is your home ready for winter? We've put together a list of ten simple steps to winterize your home, in order...
HR managers should be aware that an important Medicare notification is due soon. Employers who sponsor group health plans which include prescription drug coverage are required to provide all Medicare-eligible personnel with creditable coverage notification before October 15th. Creditable coverage means that, on average, the coverage will pay...
An important item to make a part of your new employee packet is the “Exchange Notice,” also known as a “Notice of Coverage Options.” This is notification for the employee that the health care exchange is available to them, as well as notice that they...
The IRS has announced an increase in out-of-pocket maximums for high deductible health care plans. Out-of-pocket maximum includes deductibles, co-payments, and other expenditures, but does not include plan premiums. The new limit is $6450 for an individual and $12,900 for a family. This is an...
Traditionally, small businesses have shied away from self-funded health insurance plans. Their hesitation was largely due to the associated risks of fluctuating costs, and a limited pool of employees across which the risks could be spread. However, with the Affordable Care Act (ACA) deadline looming,...
Having identified the difference between a cold and the flu in our previous blog post, it seems apropos to spend a little more time on natural cold and flu remedies. A quick Google search reveals many sources, a few of which are listed at the...
Yesterday, you watched as Jack the IT guy ran a few updates on your laptop...
Exact Insure now offers a voluntary product that gives employees access to expert legal advice, freeing them from the stress and time away from work that can be caused by personal legal challenges. This product is known as Legal Shield. How It Works Legal Shield has a...
As you may know, the grandfathering provision of the Affordable Care Act (ACA) provided some companies with fewer than 50 employees with the ability to renew their prior, non-ACA health insurance. As many companies faced increased insurance rates under ACA plans, this was a particularly...